ICICI Bank - Dial Prototype for Insta-Loans
ICICI Bank -
Dial Prototype
for Insta-Loans
ICICI Bank - Dial Prototype for Insta-Loans
ICICI Bank - Dial Prototype for Insta-Loans
ICICI Bank -
Dial Prototype
for Insta-Loans

Role

Principal Designer and Design Manager

Problem

Creating an engaging and insightful flow for an instant loan setup.

+

Avoiding a consistent issue of dropoffs at the loan setup.

Impact

  • Persuaded a team of over 20 key stakeholders across 3 functions to move from a status quo form design to the dial interaction.

  • Increased conversion at loan configuration step by 5%.

Work

Product thinking

Prototyping

Design management

01

Key goals

Designing an engaging flow for users looking to get instant loans; to essentially breakaway a saturated market of instant loans with a more visually and tactically clear and engaging experience.

02

Some key details

What is an insta-loan?

What is an insta-loan?

What is an insta-loan?

An instant loan is a short-term loan that's typically for a small amount of money and comes with high interest rates and fees.

What was the need of the hour?

What was the need of the hour?

What was the need of the hour?

A design was delivered directly on front end, without initial assistance from the design team for the sake of pace.


This however, seemed to not work optimally due to a majority number of drop offs at the the singular step that needed to be completed by a user.

02

The existing flow

Here's an example of how that screen looked when it went direct to front-end design.

The issue of the drop off at this step, the only real input by a user meant that the issue wasn't a tedious flow to get to closure.

The issue of the drop off at this step, the only real input by a user meant that the issue wasn't a tedious flow to get to closure.

The key goal, redefined

Designing a user-friendly flow for instant loans, focusing on clear visuals and interactions to educate users about loan terms, including the relationship between amount and tenure, while standing out in a saturated market.

This led me into designing a far more visual page that showed 1. a more interlinked relationship between loan amounts and tenures and 2, a clear set of info units that helped the user get deeper information on the same inter-relation. In the process of building a more engaging visual unit, I also relied on aspects of hardware like haptics to help drive a point besides simply the visual plane.

03

Explorations

Exploring a non-traditional input approach, such as using a dial, was a complex challenge. My initial explorations spanned seven distinct visual metaphors. After thorough iterations, we refined the concept and finalized a few interactions, showcased in the shortlist to the right.

Exploring a non-traditional input approach, such as using a dial, was a complex challenge. My initial explorations spanned seven distinct visual metaphors. After thorough iterations, we refined the concept and finalized a few interactions, showcased in the shortlist below.

Exploring a non-traditional input approach, such as using a dial, was a complex challenge. My initial explorations spanned seven distinct visual metaphors. After thorough iterations, we refined the concept and finalized a few interactions, showcased in the shortlist below.

You will find the final approach which we went ahead with below - at it's core, it was simplest, and most effective, while also delivering a positive and engaging flow for the users which the other two fell short on either one of those parameters.

You will find the final approach which we went ahead with all the way at the bottom - at it's core, it was simplest, and most effective, while also delivering a positive and engaging flow for the users which the other two fell short on either one of those parameters.

You will find the final approach which we went ahead with all the way at the bottom - at it's core, it was simplest, and most effective, while also delivering a positive and engaging flow for the users which the other two fell short on either one of those parameters.

Get in touch,
I would
love that

Get in touch,
I would
love that

Get in touch,
I would love that

Get in touch,
I would
love that

Get in touch,
I would love that

Get in touch,
I would
love that